Whether you’re a blogger with various online accounts or you run an online business, having a VPN is essential. Why? The short answer is if you log in to accounts online—any social media site, banking, shopping—and you don’t want others to access your accounts, then you need a VPN.Have you ever had your credit card info stolen? Have you ever had a fraud charge on your bank account? Have your passwords been leaked? Using a VPN is essential for establishing…